Personal Credit Loan
Instant savings of up to 75% when you transfer your balance now.
With rates as low as 6% p.a.*, you'll save up to 75% instantly when you balance transfer your other credit card or credit line account balances to your Standard Chartered Personal Credit now.

  Personal Credit Other Bank’s Credit Cards
Outstanding Amount S$10,000 S$10,000
Interest Rate with funds transfer
(for the first 6 months)		 As low as 3% p.a. 24% p.a.
Interest Paid S$305 S$1,200
You Save S$895 75% Savings

Example: It's so simple. Just tell us on the balance/funds transfer form the account name and no. and amount to transfer and we'll issue a cheque for you! Apply Now and enjoy a rate as low as 3% p.a.*

* Promotional rates apply for a 6-month period from the date of the funds transfer, 6.88% p.a. on the first S$8,000 transferred and 3% p.a. on sums in excess of S$8,000. Thereafter, prevailing interest rate of 17.90% p.a. will apply. Upon approval, a minimum of S$500 must be withdrawn from the Personal Credit Line for a funds transfer.
Next Steps
Call: 1800 747 7000
Apply here now
Get more info
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Instant cash access and convenience
Access cash up to S$150,000 instantly from:
  • 31 conveniently located Standard Chartered ATMs
  • More than 140 atm5 Shared ATM Network island-wide
  • 90,000 Cirrus ATMs in more than 120 countries
with your international ATM card and cheque book from Standard
Chartered Personal Credit account.

Optional protection benefit for your outstanding balances
The Credit Protector Plan pays off your outstanding balances of up to S$40,000 in the event of accidental death or total disablement arising from illness or accident. This plan also pays a lump sum Bereavement Grant of S$5,000 in the event of an untimely demise due to illness of accident.

Premium is charged at only 35 cents per S$100 of your monthly closing balance reflected in your statement and you pay nothing at all when your balance is zero.

Full details of the terms, conditions and exceptions of this insurance are provided in the policy document that will be sent to you upon acceptance of cover by MSIG Insurance (Singapore) Pte. Ltd. For enquiries on Credit Protector Plan, please call MSIG Insurance (Singapore) Pte. Ltd. at 6827 7605.

Greater flexibility with low repayments
With Standard Chartered Personal Credit, you enjoy greater flexibility in managing your funds with a low monthly repayment of only 3% on your outstanding balance, subject to a minimum of S$50.
Hassle-free Internet Banking
Make your payments online with even greater ease via Online Cheques, Internet bill payment and Internet fund transfers.
I'm interested so what's next?
Contact Us Please call our 24-hour hotline 1800 747 7000 for more details or click here for an application form.

Apply now to enjoy a rate as low as 3% p.a.* and we will waive the first year fee.
* Promotional rates apply for a 6-month period from the date of the funds transfer, 6.88% p.a. on the first S$8000 transferred and 3% p.a. on sums in excess of S$8,000. Thereafter, prevailing interest rate of 17.90% p.a. will apply. A minimum of S$500 must be withdrawn from the Personal Credit Line for a funds transfer upon approval.