MortgageOne®
MortgageOne® is more than just a mortgage facility. It is a powerful, one-stop financial tool that puts your savings, salary, current and mortgage accounts all under one roof - for more efficient money management.
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Call: 1800 747 7000
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Benefits
Benefits
  • MortgageOne® can help you save significantly more in the long term.
  • It’s a new kind of home loan where every dollar deposited in your current account helps you reduce your mortgage interest throughout the life of the loan.
  • It helps to minimise your interest payments, effectively shortening your loan period.
How does MortgageOne® maximize interest on your deposits? You can place any amount of deposits in the MortgageOne account as there is no maximum amount of interest that can be enjoyed on your deposits.

You will enjoy the same rate as your mortgage loan on 2/3 of your deposits, subject to a maximum of your loan principal outstanding. Your remaining deposits will enjoy an interest rate of 0.50% p.a.

Total interest on your deposits go towards off-setting the interest payable on your mortgage loan and any excess thereafter will go toward reducing your loan principal outstanding.

MortgageOne
Benefits of MortgageOne®
Maximum interest savings
Maximize interest savings as interest on deposits is off-set against the loan interest and any excess thereafter will be used to reduce the loan principal outstanding. This reduces the net loan interest payable. 		Flexibility to withdraw your deposits anytime
Deposits in your MortgageOne® account let you maximise interest savings and yet remain accessible for withdrawals anytime. A MortgageOne® account operates just like any other current account. You can withdraw your deposits at any time. In fact, with cheque books, shared ATM facilities, NETS, a wide network of branches, Internet Banking and Phone Banking, we make sure that your money is available at your convenience, at any time, at any place.
A mortgage-free home in less time
With the interest you saved, a larger portion of your monthly instalments are used for principal repayments. With faster principal repayments, your house could be yours much sooner as compared to a traditional mortgage. 		Repayment schemes** to suit your needs
MortgageOne® offers flexible repayment options that are customised to suit different financial needs and circumstances. You may opt to service interest only and not make any principal repayments.
** Terms and conditions apply
So, sign up for MortgageOne® today. To find out more about MortgageOne®, please contact us. Alternatively you can call 1800 747 7000 or SMS us on 9012 7000 with the keyword, "One", your name and preferred contact number.