Housing Loan
The home is where the heart and mind are at peace. At Standard Chartered, we believe you should feel the same way with a home loan. That's why our Home Loan is packed with convenience, flexibility and substantial savings. Simply because we want you to be comfortable with your own finances.

Whether you're considering upgrading or buying another investment property, we would like to help.
Next Steps
Call: 1800 747 7000
Get more info
Benefits
At a glance
  • Save money with our affordable interest rates
  • Pay at your own pace with tenures of up to 35 years
  • Be in control with our flexible repayment schemes*
  • Confidence with our 100% financing**
  • Instant in-principle approval for peace of mind
  • Approval within 48 hours
  • Free property valuation
  • No processing fees
Additional Benefits
  • Express Renovation Loan of up to S$100,000 at a special rate of Prime + 2%p.a.
  • Access instant funds of up to 4 times your monthly salary with Smart Credit
  • Attractive mortgage life insurance at affordable rates
  • Free Girolink service
  • Free 24-hour phone banking and internet banking
  • Consolidated statement for easy account balancing
You’ll qualify easily if you are
  • aged between 21 to 65 years old
  • a Singapore citizen or permanent resident***
To receive an in-principle approval for peace of mind, click on My Request or call us Direct at 1800 747 7000 and our professional and knowledgeable Mobile Sales Team will meet with you any time, anywhere at your convenience.
Notes:
*You can choose to increase your monthly instalment every year, in line with your yearly income increments so that you'll substantially save on interest.
**Home loan may not exceed 90% of purchase price or valuation, whichever is lower. Bridging loan must be repaid within 6 months.
***Singapore Permanent Resident can be granted only one SGD loan each for the purchase of residential property in Singapore, which is for owner occupation only. SGD declaration required