Lady MediCare
Thanks to advances in medical technology, a critical illness (such as breast or ovarian cancer) can now be diagnosed far earlier than before. With an early detection, the chances of surviving the critical illness increase dramatically.

However, once a critical illness has been detected, there is the added worry of finding the money to pay for treatments.

Are you prepared for such an unforseen event4?

Ada, a 29-year old lady, was diagnosed with non-invasive breast cancer and underwent surgery to remove the lump. The medical bill was $10,000.

As Ada had taken up the Lady mediCare Plan C, with an annual premium of $267, she received:
  • $4,000 for the diagnosis of her non-invasive breast cancer; and
  • Up to $10,000 for the cost of hospitalisation.
With her medical bills taken care of, Ada was able to recuperate without any financial worries.

It was fortunate that Ada had her breast cancer diagnosed while it was non-invasive. If it had been invasive, the cost of surgery and chemotherapy would have escalated the medical bill as high as $40,000 and Ada would have received:
  • $40,000 for the diagnosis of her invasive breast cancer; and
  • Up to $20,000 for the cost of hospitalisation.
Read more +
Benefits
From as little as $0.601 a day, Lady MediCare2 eases the financial burden associated with female-related illnesses by paying up to:
  • $40,000 once a female-related critical illness is diagnosed, or up to $20,000 if any other critical illness is dignosed.
  • $20,000 for the cost of hospitalisation to treat a female-related illness.
  • $4,000 if a non-invasive female cancer (eg breast or ovarian cancer) is diagnosed.
  • $4,000 if there are complications during pregnancy.
  • $4,000 if a common female-related illness (eg osteoporosis or rheumatoid arthritis) is diagnosed.
What's more, you will also receive a $50 Amore voucher which will allow you to offset the cost of a spa treatment or gym membership3.
Coverage
Benefits
 Plan A Plan B Plan C
1. Critical Illness
  • for Female-Related Critical Illness
  • for Other Critical Illness
  • Applicable to benefit 1 only:
    The female-related critical illness refers to Breast Cancer, Ovarian Cancer, Cervical Cancer, Uterine Cancer, Cancer of the Vulva and Vagina, Cancer of the Fallopian Tubes and Systemic Lupus Erythematosus with Lupus Nephritis.

    The other critical illness refer to Heart Attack, Stroke, Coronary Artery By-Pass Surgery, Kidney Failure, Aplastic Anaemia, Blindness, End Stage Lung Disease, End Stage Liver Failure, Coma, Deafness, Heart Valve Surgery, Loss of Speech, Major Burns, Major Organ/Bone Marrow Transplanation, Mutiple Sclerosis, Muscular Dystrophy, Paralysis, Parkinson’s Disease, Surgery to Aorta, Alzhemier’s Disease/Severe Dementia, Fulminant Hepatitis, Motor Neurone Disease, Primary Pulmonary Hypertension, HIV due to Blood Transfusion and Occupationally Acquired HIV, Benign Brain Tumour, Bacterial Meningitis, Major Head Trauma, Progressive Sclerodema, other Major Cancers not listed above but fulfill the Major Cancer Definition.
    Read more +
S$15,000
S$7,000		 S$20,000
S$10,000		 S$40,000
S$20,000
2. Non-invasive Female Cancer
  • Breast Cancer
  • Ovarian Cancer
  • Cervical Cancer
  • Uterine Cancer
  • Cancer of Vulva and Vagina
  • Cancer of the Fallopian Tubes
 S$1,500 S$2,000 S$4,000
3. Hospitalisation Expenses
  • Breast Cancer
  • Ovarian Cancer
  • Cervical Cancer
  • Uterine Cancer
  • Cancer of Vulva and Vagina
  • Cancer of the Fallopian Tubes
  • Rheumatoid Arthritis
  • Osteoporosis
  • Urinary Incontinence Requiring Surgical Repair
  • Applicable to benefit 3 only:
    Pre-Hospitalisation Diagnostics Services within 30 days of admission, Post Hospitalisation Consultation Services & Diagnostic Tests within 30 days from the date of discharge, Daily Room & Board $250 per person per day, Daily Internsive Care Unit, Hospital Miscellaneous Expenses, Surgery & Anaesthetist Fees, In Hospital Physician Visits, Outpatient Cancer Treatment, Outpatient Kidney Dialysis, Home Nursing following Hospitalisation (up to 26 weeks for one period of insurance and for any one claim).

    Subject to the reasonable and customary charges.
    Read more +
As charged up to the Annual Limit
Per Person Per Year
Annual limit of
S$10,000		 Annual limit of
S$15,000		 Annual limit of
S$20,000
4. Female-Related Illness
  • Rheumatoid Arthritis
  • Osteoporosis
  • Urinary Incontinence Requiring Surgical Repair
 S$1,500 S$2,000 S$4,000
5. Maternity Complications
  • Ectopic Pregnancy
  • Miscarriage Due to Accident
  • Pre-Eclampsia
  • Disseminated Introvascular Coagulation
 S$1,500 S$2,000 S$4,000
6. Female Wellness3 S$50 Amore Vouchers per year
Applicable to all benefits: All Pre-Existing Conditions are permanently excluded.

The respective waiting and survival periods apply for the following Benefits: Waiting Period Survival Period
Benefit 1 90 days 30 days
Benefits 2 and 4 180 days 30 days
Benefits 3 30 days 30 days
Benefits 5 365 days 30 days
What it costs
Premiums (Inclusive of 7% GST)
Monthly - Age Band Plan A Plan B Plan C
18-30
31-40
41-45
46-50
51-55
56-59 (Renewal Only)
60-64 (Renewal Only)		 S$17
S$28
S$39
S$56
S$67
S$72
S$85		 S$18
S$33
S$49
S$72
S$87
S$94
S$114		 S$23
S$51
S$82
S$123
S$150
S$159
S$201
Annual - Age Band
18-30
31-40
41-45
46-50
51-55
56-59 (Renewal Only)
60-64 (Renewal Only)		 S$193
S$330
S$463
S$666
S$793
S$854
S$1,019		 S$212
S$388
S$587
S$863
S$1,037
S$1,118
S$1,356		 S$267
S$605
S$982
S$1,470
S$1,798
S$1,906
S$2,411
Terms and Conditions
  1. Based on the profile of an 18-30 year-old purchasing plan A and 365 days in a year.
  2. Lady Medicare is a product of and underwritten by MSIG Insurance (Singapore) Pte Ltd ("MSIG Insurance") and not Standard Chartered Bank.
  3. Upon the completion of every policy year and subject to full payment of premiums and renewal of policy. Terms and Conditions apply. MSIG Insurance and Standard Chartered Bank may at their sole and absolute discretion withdraw any gift and/or substitute any gift with another item of similar value without notice.
  4. An illustration only.
  5. Gifts are for a limited period while stock last. Terms and conditions apply. MSIG Insurance and Standard Chartered Bank may at their sole and absolute discretion withdraw any gift and/or substitute any gift with another item of similar value without notice.

    This is general product information provided by us. You should seek advice from a qualified advisor if in doubt. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs.

    The above describes the insurance product(s) provided by MSIG Insurance in alliance with Standard Chartered Bank (the ‘Bank’). This webpage is not a contract of insurance and reference should be made to the policy for the exact terms and conditions applicable to the insurance policy, which will be sent to you upon the acceptance of your application by MSIG Insurance. All insurance products described above are products of and underwritten by MSIG Insurance and not the Bank. In facilitating insurance arrangement or in referring customers to MSIG Insurance, the Bank is acting in alliance with MSIG Insurance and not as an agent for customers. The Bank shall not be liable in any manner whatsoever regarding your application or the contract of insurance.
    6. Standard Chartered Bank shall not be liable in any manner whatsoever regarding your application or the contract of insurance.

I'm interested so what’s next?
Contact Us Apply for Lady MediCare now and receive a free medical check up and a Molton Brown gift set5.

Or simply fill in your particulars in the form here, and submit it to us to find out more about Lady Medicare.

We'll get in touch with you in no time.